diff --git a/project/Aki.SinglePlayer/Utils/Insurance/InsuredItemManager.cs b/project/Aki.SinglePlayer/Utils/Insurance/InsuredItemManager.cs
index ef10fbb..ad1980d 100644
--- a/project/Aki.SinglePlayer/Utils/Insurance/InsuredItemManager.cs
+++ b/project/Aki.SinglePlayer/Utils/Insurance/InsuredItemManager.cs
@@ -27,7 +27,7 @@ namespace Aki.SinglePlayer.Utils.Insurance
 
         public void Init()
         {
-            _items = Singleton<GameWorld>.Instance?.MainPlayer?.Profile?.Inventory?.AllRealPlayerItems.ToList();
+            _items = Singleton<GameWorld>.Instance?.MainPlayer?.Profile?.Inventory?.AllRealPlayerItems?.ToList();
         }
 
         public List<AkiInsuredItemClass> GetTrackedItems()